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Start Your Own Financial Planning With These 3 Free Steps

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Do you want to start financially planning for the future? For most Americans, financial planning is an important and often underutilized tool to create a stable future. If you want to get your money on the right track, you may not even know where to start.  Starting a financial plan, though, begins with an attainable — and more importantly, free — step. That step is to define your goals. To do this, follow these three steps.

12 September 2019

4 Alternative Investment Options To Consider

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From a traditional 401k plan through your employer to a basic savings account at your bank, the various options available to help you save for retirement can be overwhelming. However, understanding and investing properly is crucial to ensure you have the funds necessary when you reach retirement age. While surprising to learn, around half of Americans have not started planning for retirement. Fortunately, it is never too late to get started.

6 December 2018

Are You Forgetting Anything in Your Financial Plan?

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Simply put, a financial plan is a projection of expected spending versus income over a set period of time. A sound financial plan is a must-have for anyone planning to have a comfortable life after retirement. You do not want surprises when you at your most vulnerable; when you can no longer work. The key is to ensure you take care of everything now. Here are a few factors to remember that will impact on your financial plan.

25 March 2018

Opening A Clinic? Why You Should Use Software To Run Your Financial System

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Although your primary purpose for starting a clinic may be to serve others, there is so much more to it than that. There are many different systems that have to run in the back-of-the-office if you're going to keep your clinic running smoothly. Among these, your financial system stands out. It is so important for you to keep your budget and financial strategy in order because a single misstep could be costly.

21 January 2018

Using A Health Savings Account To Help Pay For Your Future Long-Term Care Needs

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Right now, you are in the prime of your life and making good money at a job you love. However, in 30-40 years, you are going to have to pay good money for long-term care. If you want to make sure you get the best out of the long years of your senior life, consider a health savings account. Long-Term Care Is Rising In Costs The scary thing about long-term care is that it can cost thousands of dollars a month.

19 November 2017

Why You Should Evaluate Your Budget And Finances Every Month

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Living on a budget might not sound like the most exciting way to live, but budgets are vital if you want to succeed financially. A budget helps you control where your money goes, and living on a budget increases the likelihood that you will save money. When you live like this, you may be able to reach your financial goals faster; however, you should take the time to reevaluate your budget and finances each month for the following reasons.

23 August 2017

Financial Planning In Your Twenties: How To Divvy Wealth You Don't Have Yet

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Most twenty-somethings do not have much of anything in the way of assets yet. Most of them also are not planning for their futures or for retirement. However, it is generally recommended that you start planning for retirement as early as your twenties or thirties. Early planning leads to greater wealth amassed over the course of the next thirty or forty years if you start planning early. Yet part of the planning process is bequeathing your wealth to heirs you do not yet have.

27 February 2017

Three Often Neglected Areas Of Financial Planning

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Financial planning is something that many people neglect, but even those who do plan ahead often neglect important areas of their future. The following are three often neglected areas of financial planning. After death expenses If this is not planned for, it can become a financial burden for surviving loved ones. There are a variety of expenses that can be created by your death, but the most obvious are those related to your funeral.

20 October 2016

Organize Your Finances In Three Easy Steps

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Like any area of life, it pays to keep your finances in order. Organizing your finances lets you ensure that your money is being used wisely. It also helps eliminate financial clutter in your life. Get your finances organized with these three steps. 1. Close Accounts That No Longer Fit Your Needs Over your life, it is possible you have accumulated an assortment of accounts that you no longer need. Start by closing any checking, savings, or investment accounts that you no longer use.

19 October 2016

Two Reasons Why It's Important For You To Get A Financial Planner

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If you're the kind of person who believes that financial planners are only for people who are extremely wealthy, you may want to think twice about this notion.  Financial planners can help anyone, even people who don't make what is considered to be a lot of money.  Working with a financial planner can help you see monetary options that you may not have considered.  Use this information to learn more about why you should start working with a financial planner as soon as possible.

14 October 2016